In 2009, UCO’S insurance was
renewed. The insurance Company UCO used during that time was sold to another
Company. When the policy was renewed, the new company made the mistake of
writing one policy with a $50,000 limit for mold damage. The original policy called for EACH
association to have a $50,000 limit for mold damage. This error meant, in the
event of a hurricane the village would only be covered for a grand total of $50,000
mold damage.
The policy was effective in January and Dan Gladstone, insurance chair at the time,
did not receive the policies until March of that year. As a result, when he received them and discovered the mistake, he immediately
notified the insurance Company of their error. The insurance company agreed to
issue an endorsement to the policy to correct the mistake. Meanwhile, the
hurricane destroyed many units, and because of the error,
contractors refused to repair any damage, unless they were guaranteed payment in
advance.
While the Insurance Company
was putting together the endorsement, Jerry Karpf had his monthly umbrella club
meeting and invited a representative of 1st priority as a
guest. This was the first meeting
between Dan Gladstone and 1st Priority. At that meeting, Dan saw an
opportunity to speak to 1st priority about our problem. 1st priority agreed to do the
work without receiving money up front. They understood the problem and said
they would wait for the insurance Company to issue the endorsement to allow
each Association to have a total of $50,000 in mold damage. Dan said OK but insisted all work must have
permits. At that time, none of the unit owners had permits for the work needed
to repair their units. (Thirty eight
inspections previously failed due to violations.) 1st priority was told by the
inspectors, they were not allowed to begin work until all violations were
removed. After the violations were removed the inspectors would issue permits
to begin work. The inspectors gave the
responsibility of removing the violations to the unit owners and the
Associations. This created a long waiting period in which repair work was held
up due to the existing violations. Many unit owners were unaware of the cause
of the delay; they became frustrated and blamed Dan. Dan Gladstone went before
the Insurance commission to complain about the inspectors not giving permits to
the contractors to allow them to begin work. He was told by the commission,
“What do you want us to do? Have those contractors to do the work without
permits? They have to wait.” Eventually,
the violations were removed, and 1st priority completed all the
work. The delays caused the unit owners
to become frustrated, and they put all the blame on Dan. David Israel saw the perfect opportunity to
capitalize on the owner’s anger and frustrations by using Dan Gladstone as a
whipping boy. The owners quickly forgot
about all the work and effort Dan Gladstone put into serving the village for
the past ten years. The result was David Israel won that election by only TWO
votes.
Authors note: 1st priority had previously worked
in Palm Beach County and had never encountered any problems.
Their reputation was sullied by David Israel and his henchmen that wanted David
in power.
It was because of a threatened lawsuit by 1st
priority that David Israel knew he could not defend that he was forced to write
this letter of retraction.
Please refer back to this letter.
Please refer back to this letter.
This is only a vignette of the real character
of David Israel.
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